Helping Clients Pursue Surplus and Unclaimed Funds
A private asset recovery firm assisting with surplus funds, unclaimed money, and related claims.
We are a private asset recovery firm, not a government agency | You may be able to file a claim directly with the government at no cost.
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- Experienced recovery team
- No upfront fee
- Proven process
Professional Surplus Fund Recovery Experts
You've Come to The Right Place
Surplus and unclaimed funds may exist following foreclosure, tax sales, bankruptcy proceedings, or other events. ESJ Recovery assists clients by researching potential claims and guiding them through the required verification and submission process — with no upfront fees. We also audit bankruptcy cases as well various miscellaneous entities that hold money for claimants.
We do not guarantee results and all claims must be verified through the relevant holding entity before filing.
Our first step is researching the claim and finding who the legal claimant is. The next step is getting your permission to recover these proceeds on your behalf quickly in accordance with applicable deadlines and procedural requirements set by the holding entity. We take a long burdensome process and transform it into a painless engagement to get our clients the money that is rightfully owed to them.
5 Years of Experience
Contingency-based
How it works?
We run audits to find unclaimed money
Routine audits are made on government agencies across the United States and great efforts are expended to locate the rightful owner(s).
We reach out to you/ Or give you a call
If our organization has contacted you, it’s because we believe that we have found money that belong to you or a relative.
We'll prepare the paperwork
Once you have agreed to let us work your claim, we will set up a time for you to sign and notarize several pages of paperwork.
Sign and Return Paperwork
Return the paperwork back to us via mail or email. Submit all the necessary paperwork and we cover all the upfront costs on your behalf
We start the recovery process
We handle the heavy lifting so you don’t have to. We do not charge you any money upfront for our services.
Keeping you in the loop
We will keep you in the loop as we file the claim and make sure everything is going as planned.
Getting Your Proceeds! Yay
Once the the claim is approved, and disbursed we will reach out to you and mail out check. Approval is determined solely by the government or financial institution holding the funds.
Call Us Today
909-646-4191
By calling or texting this number, you consent to receive SMS messages from ESJ Recovery. Message & data rates may apply. Reply STOP to opt out.
What Is Surplus Funds/Overages?
Surplus Funds are proceeds generated from the sale of your home at a sheriff’s sale. If your home is sold for more than what you owe on your mortgage and for taxes, you may be entitled to Surplus Funds, which in some cases could total thousands of dollars.
How much does it cost to retrieve my claim?
We work on a contingency basis and are only paid a minor percentage when and if we successfully recover the funds for you. Once you sign our contingency fee agreement, we’ll cover all the costs of retrieving those funds on your behalf including but not limited to Attorney’s fees, filing fees, court costs etc.
Who is ESJ Recovery?
ESJ Recovery is an organization that specializes in finding and recovering lost assets. Some of the sources of money that we locate are from Tax and Mortgage Foreclosure auctions, States Unclaimed Surplus Funds. We also audit bankruptcy cases as well various miscellaneous entities that hold money for claimants. We research the information and then contact the rightful owners to help them get their Funds back for themselves!
Can't I Find the Money on My Own?
The governmental agencies we audit typically DO NOT post these unclaimed funds accounts online. You are welcome to search state unclaimed funds websites, but if you find funds there, these are not the funds we’re informing you about.
Why is the money available?
For example, in the case of real estate that was owned, Properties are sold either at foreclosure or tax sale auction. Many times the amount owed to lien holder or creditors gets overpaid to the government and they take it if no one claims it. In cases of Bankruptcy, an old discharged bankruptcy can sometimes yield funds. There are many more sources. We would be more than happy to explain where your funds were generated from.
How long will the process be to receive proceeds?
Each Government agency, Bank or Private organization handles the claims process differently. Depending on the local rules of law and the type of claim it may take as soon as 10 days or 30-90 days on average from the filing date. Some cases may take upto 6 months or more; however, we typically see payments within 90 days.
How much is my claim? Where is it?
We have identified a potential claim, but we must verify legal ownership and identity before releasing detailed information or filing the claim.
Do you guarantee recovery?
No. All claims must be independently verified with the holding agency, and final approval is determined by that agency or court. We only collect a fee if funds are recovered.
Is this a scam?
NO. The concept of lost or forgotten funds or assets has been around for a long time. The federal, state and local governments as well as private banks, HOA’s and others hold over a staggering $50 Billion Dollars in unclaimed funds. Yes, that’s where we come in. We do not charge you any money upfront for our services. We work on a contingency basis and are only paid when and if we successfully recover the funds for you. WE WILL NEVER ASK YOU FOR ANY PAYMENT INFORMATION. Our compensation is a contingency fee only if funds are successfully recovered.
What Our Client's Say
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